Non-Medical Life Insurance

Non-medical life insurance has also been called no medical or easy access life insurance because you are not required to undergo a medical exam and you only have to answer four health and lifestyle related questions to qualify. Unlike with regular life insurance when during the application process you might need to have a medical at the doctor, non-medical means that if you’re not interested in visiting your GP, you’re afraid of needles or you have an existing medical condition you think might prevent you from being approved, you won’t have to worry about it affecting your chances of being covered. We enable you with the hassle-free confidence of knowing that your plan will ensure your family will be able to pay for any costs at the end of your life.

What are the benefits of a Medavie Blue Cross Non-Medical Life Insurance plan?

Like a standard life insurance policy, non-medical life insurance provides your family with a payment when you die as a way to avoid leaving with them with large debts. With Medavie Blue Cross Easy Access and Preferred Access, plans for people between the ages of 40 and 85 include:

  • premiums guaranteed for life, payable up to age 100
  • monthly rates starting at $20 or $200 annually
  • amounts up to $35,000 to be paid out upon your death
  • no medical exam to qualify
  • no waiting period should you die suddenly
  • coverage amounts guaranteed for the duration of your policy and will never be reduced
  • double the policy amount if you die in an accident
  • cash back if you cancel your plan

How do I qualify for Non-Medical Life coverage?

Whether it’s through Blue Cross or Canada Protection Plan, your quickest way to get started is by booking a meeting directly into Roy’s calendar. During our meeting, we’ll run through a handful of non-medical questions and provide you with a free no-obligation quote. We look forward to helping provide you and your loved ones peace of mind with the best coverage available! Book a meeting below.