I’ve mentioned before that it’s better to have insurance and not need it, than to need insurance and not have it. While this is a fair assessment of all insurance, it rings especially true for a disability policy. An option such as an RBC disability insurance policy can help ensure that you and your loved ones are taken care of should something happen, leaving you unable to work. In this post, I’m going to talk to you a little bit about why disability insurance is so important, as well as provide you with some information on what to look for when choosing a disability insurance policy.
If you are unmarried with no children and have no plans for that to change, you may think that life insurance is something you don’t need to account for. While it’s true that no medical life insurance will be needed to keep your family safe should something happen to you, it doesn’t mean that purchasing a plan can’t do a lot of good for those around you. In this post, I’m going to talk to you a little bit about setting up a life insurance policy for the purposes of charitable giving. When you’re finished reading here, you’ll have the information you need to take the first steps toward leaving a lasting legacy to future generations.
We’ve been getting lots of questions from New Brunswickers about how the mandatory health plan will affect them in light of the election of the Liberal Government in September. There could very well be changes to the proposed mandatory drug coverage, including the deadline for enrolment. Regardless of what happens with this legislation, now is still a great time to evaluate your insurance options and determine whether a personal health plan would be in the best interests of you and your family.
Why Get Health Insurance Now?
The very best time there is to get started with your health insurance application is when you’re healthy, although that might seem counterintuitive. Did you know that if you’re diagnosed with a medical condition or you sustain an injury when you don’t have your health insurance in place, it will not be covered when you are eventually approved? Any medical problems you have prior to getting your coverage are considered “pre-existing” conditions and are excluded from your benefits. The best time to purchase your policy is when you don’t need it! Read more »
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