If you’re one of the lucky people who receive health insurance benefits from your employer, you may assume that this coverage is all you need. The reality is that your employee health insurance package only covers so much, and it may be in your best interest to round out your coverage with an additional plan from Blue Cross health insurance. In this post, I’m going to discuss some of the benefits associated with purchasing your own healthcare package in addition to the one provided by your employer. When you’re finished reading this post, it’s my hope that you’ll have gained the information to make the smartest health insurance decision possible.
I’ve mentioned before that it’s better to have insurance and not need it, than to need insurance and not have it. While this is a fair assessment of all insurance, it rings especially true for a disability policy. An option such as an RBC disability insurance policy can help ensure that you and your loved ones are taken care of should something happen, leaving you unable to work. In this post, I’m going to talk to you a little bit about why disability insurance is so important, as well as provide you with some information on what to look for when choosing a disability insurance policy.