Dental Insurance

New Year, New You: Start 2017 Off Right With Blue Cross Health Insurance

It’s hard to believe that 2017 is just around the corner. The start of a new year often comes with a laundry list of new year’s resolutions. More often than not, these resolutions tie in with your health. While it’s great to commit to going to the gym more or keeping a closer eye on what you eat, I’d like to suggest that the best thing you can do to for your health is to invest in a personal health insurance plan. Whether you’re thinking about retiring next year, or you’re a young adult who is about to leave your parents’ coverage, committing to a personal health plan from Blue Cross is the best resolution to make. Read more »

Are Children’s Dentist Visits Really Free? Determining Whether Your Family Needs Dental Coverage for Kids

I often get asked whether families needs special dental coverage for kids. While many people know that some dental care for children is covered as part of their province’s health coverage, many parents are not sure about which treatments are included and how much treatment their child is eligible to receive.

Not all government plans are created equal, and not all of them cover the wide assortment of dental care that children require. The treatments included, the age of children able to access the oral health programs, and the amount of coverage available vary by province. Just like other areas of health care, Canada does not have a national dental program for kids, so coverage is set on a province by province basis. Below, I’ve highlighted several variations in provincial care: Read more »

Student Health Insurance: Go Back to School With Blue Cross

Going back to school as a young adult in university or college is a bit more complicated than going back to high school. There are courses to register for, apartment leases to sign and roommates to find, student loans to secure, secondhand furniture to hunt down, and moving vans to book. Going back to university or college has a to-do list that can seem miles long, so taking a look at your health insurance options may be an afterthought.
Read more »

Blue Cross Dental Coverage: The Best Choice for Nova Scotians

In Nova Scotia, most dental work is not covered by our provincial health care program (MSI). The only exceptions are medically necessary procedures such as the surgical removal of impacted teeth and routine dental work for children aged 14 and under.

This means that I see a lot of people who are suddenly faced with a large dental bill that they don’t have any coverage for—or worse, people who avoid going to the dentist at all because they can’t afford it.

Group health plans offer some dental coverage and, for some people, it’s enough. Others find themselves hitting the coverage cap before the year is out and having to dig deep to cover the rest of the costs. If you have a group insurance plan or if you rely solely on MSI, here are some things to consider about dental coverage in Nova Scotia. Read more »

Avoiding a Scary Dental Bill this Hallowe’en!

It’s nearly that time of year again—a time when ghouls and goblins step out of their homes and roam the neighbourhoods looking for treats (and maybe pulling a few tricks!). That’s right, Hallowe’en is just around the corner! And if you’re anything like me, you love the sweet treats that are given out at this time of year just as much as your kids do, but before you grab a few mini candy bars and dig in, it’s important to make sure you’ve got the protection you and your loved ones need for your teeth. I’m talking, of course, about dental insurance. In this post, we’re going to discus the importance of dental insurance, and how it can help ensure you and your family are protected from an expensive bill after your next appointment. 

Read more »

Get a Second Opinion with Blue Cross Health Insurance

You may think you’re set up with a pretty good health insurance plan, either through your work or a another personal plan provider, but it never hurts to get a second opinion. This is because your health is your greatest asset, and there’s no doubt that you want to protect it at all costs. In this post, I’m going to talk to you a little bit about what a health insurance policy from Medavie Blue Cross can provide you and your family, and why taking a second look at your current plan could save you time and money, as well as provide you with all-important peace of mind.

Read more »

Why Dental Insurance is an Important Part of Your Health Insurance Plan

One of the first things people notice when meeting someone new is their smile, which is why you should always have the right level of dental insurance to protect your oral health! From cleanings, to orthodontics, and more, dental insurance can provide you with the coverage you need to protect your teeth and mouth should the unexpected happen. In this post, I’m going to provide you with information on the different dental insurance options available to you through Blue Cross’ Elements plans. From there, I’ll let you know a little more about the benefits associated with choosing an Elements health insurance plan from Blue Cross.

Dental Insurance: Keeping You Smiling!

Read more »

Make Use of Your Dental Insurance Coverage: Go to the Dentist

If you have private dental insurance coverage, it’s time to make use of it and go to the dentist. Private dental insurance coverage isn’t just for those unfortunate times when you wake up with a toothache; dental insurance coverage is largely meant for preventative care. Preventative care means that you visit the dentist regularly for a tooth cleaning and checkup; if a problem is discovered during a routine visit, it’s easier to get it under control sooner rather than later. Read more »