Get a Second Opinion with Blue Cross Health InsuranceOctober 14, 2015
Are you Sure Your Plan Covers That?
Not knowing you don’t have the coverage you need until it’s too late is an all-too-common problem I hear about when people contact me looking for a second opinion on their health insurance plan. Often times, people discover the hard way that their plan doesn’t cover them for as much as they thought it did (and in some cases, that it doesn’t cover them at all!), leaving them in the difficult position of paying out of pocket for the care they need.
To put this into a real-life perspective for us all, as we get older, the odds are that we’re going to need additional prescription drugs to make sure we’re healthy. What if your health plan only covers a certain amount a prescription drug costs? You may be forced to pay more than you can afford for medication you need. A plan from Medavie Blue Cross ensures that you’ll never have more than a $50 co-pay on any prescription drugs. Not only that, Blue Cross covers 100% of eligible drug claims per year after $4,500. This means if you have a lot of prescriptions, you could possibly end up paying even less!
A Professional can Help Make Sure You’re Maximizing your Health Plan
We’re lucky to live in Canada, where provincial programs help cover a number of costs, but do you know exactly which costs it helps to cover? For example, did you know that children are covered under MSI and other provincial programs for dental care? While many provinces cover children until they are 14, Nova Scotia covers children until they are 16 years old. If you are paying for dental coverage for your children, that is money you could be saving.
Health insurance can be complicated, which is why I recommend seeking a second opinion on your current coverage from an expert. You may find ways to save money, or places where your coverage is seriously lacking. Either way, making sure your health coverage is adequate is the smartest thing anyone can do for their family and their future. For more information on Medavie Blue Cross Health Insurance, or to schedule a second opinion, contact me today at 902 421 2334 or toll free at 1 888 507 0088. I’m more than happy to provide answers to any questions you may have.