Why Dental Insurance is an Important Part of Your Health Insurance PlanAugust 18, 2015
One of the first things people notice when meeting someone new is their smile, which is why you should always have the right level of dental insurance to protect your oral health! From cleanings, to orthodontics, and more, dental insurance can provide you with the coverage you need to protect your teeth and mouth should the unexpected happen. In this post, I’m going to provide you with information on the different dental insurance options available to you through Blue Cross’ Elements plans. From there, I’ll let you know a little more about the benefits associated with choosing an Elements health insurance plan from Blue Cross.
Dental Insurance: Keeping You Smiling!
When you decide to obtain dental insurance as part of an Elements health insurance plan from Blue Cross, you have the option of choosing between three different levels of coverage:
Entry – Which offers 60% coverage up to $500 per year for dental exams, two units of cleaning, x-rays, and fillings.
Essential – Which offers 70% coverage with no maximum for dental exams, two units of cleaning, x-rays, fillings, extractions and root canals.
Enhanced – Which offers 80% coverage for everything offered in the Essential level, in addition to 60% coverage (or $1200 per year) of periodontal services, 60% coverage (or $500 per year) of major dental work, and 60% coverage (or $1500 lifetime) of orthodontics for those age 18 or under.
Make Dental Insurance an Element of Your Health Insurance Plan
Elements from Blue Cross can provide you with impressive dental insurance, but that’s not all it has to offer! When you choose Elements, you’re choosing Blue Cross’ most flexible insurance plan ever. Let’s take a quick look at what makes an Elements plan the best choice for you:
Simplicity – With Elements, building a plan has never been easier. You simply start by choosing the level of health benefits that suits you. From here, you can decide which levels of drug and dental insurance fits your needs and add them in. You also have access to additional modules, including Critical Illness coverage, Hospital Cash coverage, and Assured Access.
Flexibility – Elements allows you to increase or decrease your coverage as you see fit. For example, if you feel the need for a higher level of dental insurance at some point, you can get it. Then, if you feel you don’t need as much in the future, you can change your level of coverage again. It’s that simple.
Adaptability – An elements plan can grow with you as big changes occur in your life. When you get married and start a family, you may want to up your dental insurance to ensure that if your child needs orthodontic treatment, you can afford it. With Elements, you can do this, and then reduce your coverage after your child becomes an adult and starts a life of their own!
Get the Dental Insurance You Deserve Today
Dental insurance is expensive and may not be right for everyone. As a matter of fact, before you begin choosing dental insurance, it’s important to note that most provinces cover basic dental for children under the age of 16. So this may factor into your decision as to whether or not dental insurance is right for you and your family. That said, with dental insurance, you’ll never have to worry about your teeth and gums ever looking any less than their best, and you can rest easy knowing that you’ll always have the right level of dental insurance to fit your needs and lifestyle. If that wasn’t enough, when you choose to obtain dental insurance through Blue Cross, you’re supporting a locally operated not-for-profit organization that gives back to the local community and charities. For more information on dental insurance, or Elements from Blue Cross, please contact me today at 1-888-507-0088 or 902-421-2334.