Did you know that non-medical life insurance, the “no exam life insurance” you can secure without discussing your medical history in detail, provides a great alternative to standard life insurance, without the paperwork, waiting periods, and medical exams that come with it?
What is No Medical Life Insurance?
Simply put, non-medical life insurance is a type of life insurance that you can get without having to undergo a medical exam or without having a physician sign off on your health status. With traditional life insurance, your medical records are usually required to determine the coverage level and benefits you’re eligible for which can be really stressful for some people. However, with non-medical coverage, often called easy access life insurance or no medical life insurance, you’ll just have to answer a few simple questions about your current health status. There’s even a chance that if you’ve been declined insurance previously or told you’re not insurable that you’ll be able to obtain non-medical life coverage. Read more »